Mortgage Pipeline Machine
How much can you afford?
Estimate your maximum purchase price based on income, down payment, and existing debts using GDS/TDS ratios + the federal stress test.
Your situation
Application type
Gross annual income
$
Down payment available
$
Estimated mortgage rate
% / yr
Amortization
25 years - standard insured amortization
Province
Existing monthly debts
$
$
$
$
Total monthly debts: $0/mo
Enter your income to see your max purchase price
Or check your numbers - current debts may be exceeding what your income can support.
Estimates only - based on Canadian CMHC insurance rates, federal stress test (5.25% or contract+2%), provincial property tax averages, and standard GDS/TDS ratios (39% / 44%). Lenders may apply different criteria. Speak with your broker for an exact pre-approval.